Real estate appraisal services for homeowners in the city of Anaheim and Orange County
The top seven reasons why CA homeowners need First Class Appraisals:
Do you own a home in or near Anaheim? Do you need help deciding the price of your real estate?
At First Class Appraisals, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours. Appraisals to cancel PMIAn attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping people just like you do away with unneeded and unwanted PMI insurance. Challenging Orange county's assessment of your propertyIf you live in a region that is declining or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from First Class Appraisals is your best weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your house is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. First Class Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house. |